When you make the choice to sign up with a private health plan provider, you can benefit from the many advantages that Australians hope to have in their health care plan. You will have a choice of physicians, shorter waiting periods for medical services, and a basic improvement in the quality of health care you receive.
Your health insurance fund may also be able to provide you with members-only discounts on varying products or services through your policy. With so many health insurance providers competing for your business, comparing health plans can definitely pay off when you discover the various perks each offers as an incentive to win your business.
Additional services – that is, services not covered by Medicare, and perhaps not covered or only partially covered by other private plans – may be part of an incentive package offered to earn your business. For instance, if you would really like to have vision cover in your health insurance plan, it’s a great idea to find a provider who offers this as a bonus in a plan that fits your budget and needs. Some health plan funds will offer other perks that aren’t directly medical related, such as a gym membership that will probably benefit your health and subsequently lower your health care expenses.
Preventative dental care is another perk that you may be able to secure in your health insurance plan, if you find a provider who offers it. These types of perks will come in very handy when you go to the dentist and pay little to nothing out of pocket for certain services. For the provider, the plan is to keep the insured individual’s dental care costs at a minimum through preventative care.
Some health cover funds offer certain benefits and rewards to customers, thanks to a mutual relationship with other providers. For example, glasses and contact lenses; some private health care funds do business with opticians and optical centers throughout Australia, and cultivate mutually beneficial relationships that can also benefit you. You may find a provider who will include special savings opportunities and eye ware packages, glasses, and eye exams in your health insurance plan.
Some health plan providers may even offer a perk that has nothing to do with medical services but can be inviting, such as discounts on sporting goods or apparel.
In addition to health related discounts and services, some health plan providers will offer rewards packages as an incentive to sign with them, and to show their gratitude for your business in this competitive industry. These types of benefits can include anything from discounts on holiday lodgings, magazine subscriptions, movie tickets or even tickets to sporting events or concerts. In some instances, the longer you keep your health insurance policy with one provider, the better the rewards offered can become.
Every health care fund offers something different, which is why it really pays to compare health plans and choose the best one for your health insurance needs and rewards offered. Although the perks shouldn’t be your main reason for choosing a policy, it may be the determining factor between two health care funds that may seem equally appropriate for your needs.
Author Liz Ernst writes on health insurance matters in Australia and the U.S.
Private health insurance is a cost Australians should at least consider factoring into their budget. Different funds have products that better suit different groups of people. Visit the Your Health Insurance website (http://www.yourhealthinsurance.com.au) to compare pricing and policies, and learn more about buying health insurance in Australia.
It really does pay to shop for health insurance.
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